Quick Start

Choose the desired tool from HeronTool homepage. For exchange rates, use Currency Converter to input amount and currencies for instant results. For discounts or tax percentages, use Percentage Calculator – enter base and percent to get the value.

Loans & Investments

Before applying for a loan, use Loan Calculator to enter loan amount, interest rate, and term to see monthly payments and total interest. To compare different rate scenarios, adjust parameters and recalculate. Interest is ideal for fixed deposits or simple investment returns. For mortgage-specific needs, use Mortgage which supports both equal installment and equal principal methods.

Bills & Salary

After dining, use Tip Calculator to input bill amount and tip percentage, and split among friends automatically. When shopping, use Unit Price to compare cost-effectiveness of different package sizes. To understand net income, use Salary – input gross salary, social security and housing fund to get take-home pay quickly.

FAQ

Q: Are these tools free? Yes, all HeronTool tools are free to use. Q: Are results accurate? Tools use standard formulas, but actual financial products may have extra fees – always confirm with contracts. Q: Can I save calculation history? Currently, history saving is not supported; please record key data yourself.