Step 1: Enter Basic Salary
Open the Salary (税后工资) tool on HeronTool, and enter your pre-tax monthly or annual salary in the input field. Ensure the number is accurate and select the correct pay period (monthly/annual). The tool defaults to China's individual income tax threshold (5,000 RMB/month), but you can adjust the threshold based on local policies.
Step 2: Configure Deductions and Special Additions
In the "Deductions" section, fill in your personal contributions to social insurance and housing fund (pension, medical, unemployment, housing fund, etc.). If you have special additional deductions (e.g., mortgage interest, children's education), check the corresponding options and enter amounts. HeronTool updates in real time, so results refresh automatically with each change.
Step 3: View Net Salary and Breakdown
Click the "Calculate" button, and the tool will generate a detailed pay stub, including: gross salary, income tax amount, total social insurance and housing fund, and net take-home pay. It also displays cumulative withholding tax and effective tax rate. You can toggle between monthly/annual views or export the result for records.
FAQ
Q: How is probationary salary calculated? Probation pay must be at least 80% of the regular salary and not lower than the local minimum wage. Simply enter the actual pre-tax amount in the tool.
Q: How are year-end bonuses taxed? HeronTool provides a separate "Year-end Bonus" module, allowing you to compare choosing separate taxation vs. combined comprehensive income to see which is more favorable.
Q: Is the result pre-tax or after-tax? The tool outputs the after-tax net salary by default, but the "Gross Salary" column shows the pre-tax amount for easy comparison.
